Erin Mindoro Ezra, Heather C. Whitmore, and Ryan T. Fitzgerald discuss the prevalance of wage and hour claims and class action lawsuits against employers and the challenges facing employers because wage-and-hour claims are typically not covered in insurance policies.
Erin, Heather and Ryan report that more wage and hour and collective actions were filed in 2025 than any other category of complex litigation and review the lack of coverage for these claims under a commercial general liability policy and even under employment practices liabilty insurance (EPLI). Insurance for wage and hour claims is rare and costly.
Erin, Heather and Ryan recommend that employers review their wage and hour policies and practices and seek legal guidance to protect themselves from wage and hour claims.
Source: Paying the price: Wage-and-hour claims and the limits of insurance | Reuters
